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Get Your Action Plan · No charge
You’ll know whether we can fund it. Either way, you leave with a plan.
Thirty minutes with Priyank Thakkar — former bank credit assessor, active property developer — after our team has built and verified a written snapshot of your financial position. If we can fund it, you get the structure, the lender class and the terms in writing. If we can’t, you get the plan to become fundable.
30 minutes with Priyank. No application, and no lender sees anything until you say so.
What you get
A document, not a conversation.
Every plan is built from six named inputs — not opinion:
If the answer is yes
Your written Action Plan sets out where you stand today, the single constraint holding the deal back, the structure we will build, the lender class we will approach, the terms we are working to, the timeframe, and a fixed fee quoted before you decide anything.
If the answer is no
You still leave with a plan: what has to change in your position, and over what period — usually one to six months — so that when you come back, we can fund it. That plan costs you nothing and you are free to take it anywhere.
The guarantee
If we don’t secure the offer set out in your Action Plan, your fee is refunded in full.
Your Action Plan is written and handed to you at the meeting. It names the structure, the lender class, the terms we are working to and the timeframe. If we don’t get you there, you don’t pay us.
If you decide not to proceed, or your circumstances change materially, we hold your fee as credit for twelve months. Full terms are set out in your Action Plan before you accept it.
How it works
Six steps. You pay at step five.
A seven-minute call with Priyank
What you are trying to do, and what is in the way. No documents.
We send your credit guide and document list
We will need your numbers before we sit down. Nobody can give you a real answer without them.
We build your financial position
Our team compiles and verifies everything and produces a written snapshot and scenario model of where you actually stand. This is unpaid work, and it happens before you have committed to anything.
The meeting
Thirty minutes with Priyank, your position read the way a credit committee will read it. You will know whether we can fund it.
Your Action Plan, in writing
The structure, the lender class, the terms we are working to and the timeframe — with a fixed fee quoted before you decide.
We engineer the file, run the lenders, and manage it to settlement
You are updated weekly at minimum, whether or not there is news.
If we can’t help, you still leave with a plan. What has to change, and over what period — usually one to six months — so that when you come back, we can.
Steps one to four cost nothing, whichever way the answer goes.
Who it’s for
This is not for everyone. Deliberately.
We’re a fit if
- Business acquisitions from $400,000
- Buying the commercial premises you trade from, directly or through your fund
- Business or commercial facilities above $300,000 written more than two years ago
- Property portfolios of three or more, across two or more lenders
- Development and construction, including sites without presales (buyers signed up before construction starts)
- Rooming house and co-living projects in Victoria
- Deals that have been declined, stalled, or quietly repriced
We’re not, and we’ll tell you in the first call
- First home buyers, and residential purchases on a 5–10% deposit
- Single investment property purchases or refinances under $700,000
- Car loans and consumer lending
- Businesses in arrears, default or distress — that is a workout, not a restructure
- Anyone shopping purely on advertised interest rate
- Anyone who will not complete due diligence
Turning away the wrong deal is how we stay fast on the right ones.
Proof
Read by people who assess for a living.
“As a property professional, I don’t recommend lightly — and I’m already referring him to my own clients.”
Yash LuthraBuyer’s advocate“I’m a senior analyst at a Big Four firm. I work with numbers every day and I still couldn’t see the structure that made it work.”
Vipul ChanderSenior analyst“It’s not just about getting a loan approved; it’s about understanding the process, and that’s exactly what the team delivered.”
Jignasa PatelAccountantOutcomes
What “engineered” looks like.
Every result below comes from a published Google review. The client’s words, not ours.
More than expected
90% LVR, zero LMI
Where 80% was the plan — a professional policy most borrowers never hear about.
Jay Patel
Approved on one year of financials
Where the policy demands two. A NAB exception.
Saurabh Patel
80% on the warehouse
“When we were expecting much less.”
Hina Patel
A policy exception “granted only in the rarest of cases”
Secured at the critical point before settlement.
Yash Luthra
Faster than expected
Unconditional in 36 hours
The structure mapped from day one.
Sachin Patel
Refinanced in under 48 hours
Application to unconditional, after managing the entire acquisition.
Hansa Bhatol
Unconditional in 48 hours
After a full family portfolio restructure.
Vipul Chander
Money found beyond the loan
$26,000 valuation corrected
Three valuers came in short. Independent valuation arranged, lender challenged.
Ami Gandhi
$12,350 off the land contract
Negotiated directly with the developer and their lawyers.
Kalpesh Gandhi
$10,000 off the purchase price
Renegotiated as part of the loan process.
Hunaid Udaipurwala
$1,000+ a year saved, unasked
The rate renegotiated mid-process, without being asked.
Mayursinh
Individual outcomes depend on the client’s circumstances, the security position and lender criteria at the time. Past results are not a prediction. All outcomes subject to lender criteria, security position and eligibility.
Straight answers
Fair questions.
Will this affect my credit file or my chances with a lender?
No. We don’t lodge anything, and no lender sees your file until you decide to proceed — and we will ask you first.
What does the Action Plan cost?
Nothing. The seven-minute call, the document review, the financial position we build for you and the thirty minutes with Priyank are all free, whichever way the answer goes. You only pay if we take your file on, and the fee is quoted in writing before you decide.
Where do my documents go, and who sees them?
Into our access-controlled Google Workspace, encrypted in transit and at rest. They are seen by the three people who work your file — Priyank, Sunil and Sanskriti — and by nobody else. Nothing is passed to any lender until you approve it in writing.
Why do you need documents before we even meet?
Because nobody can give you a real answer without them. A broker who tells you what you can borrow before seeing your numbers is guessing, and you will find out at the worst possible moment. Our team compiles and verifies your position before the meeting so the thirty minutes is spent on the answer rather than on data entry.
What if you can’t help me?
You still leave with a plan. We will tell you what has to change and over what period — usually one to six months — so that when you come back, we can. Nobody leaves empty-handed.
How is this different from a free consultation?
A free consultation is a conversation. This is a written document you own, produced after our team has verified your actual financial position, delivered by someone who assessed and approved lending inside the banks. And the fee it quotes is guaranteed against the outcome it describes.
How long does the whole process take?
The call is seven minutes. Documents usually take a few days at your end. The meeting is thirty minutes. You will typically have your Action Plan within a week to ten days of the first call, depending on how quickly the documents arrive.
Why through Prevail
The parts you don’t have to take on faith.
Nothing reaches a lender until you approve it in writing.
Unconditional approvals in as little as 48 hours — client-reported.
Fee refunded in full if the Action Plan offer isn’t secured.
Australian Credit Licence 509527 — held directly, not leased.
Next step
Start with seven minutes.
Tell us what you’re trying to do and what’s in the way. No documents needed for the first call.
30 minutes with Priyank. No application, and no lender sees anything until you say so. You’ll know whether we can fund it — and either way, you leave with a plan.
ACLACL 509527Held directly, not leasedMemberships verifiable with each body