What we’d tell you across the table, written down.

Publishing shortly

The first pieces are being written now.

This page ships with real analysis or it does not ship. There will be no placeholder articles here.

What is coming first:

• How much deposit you actually need to buy a business in Australia — and why the published figure is a structuring assumption, not a rule
• Should you buy the building your business rents? The rent-versus-own arithmetic, the SMSF pathway, and the deposit reality
• The rate reality check: how to tell whether your business facility is genuinely above market, and when moving costs more than staying
• The Victorian land tax exemption pathway for rooming houses, and the three places these projects actually fail
• What a credit committee reads first — and what makes it stop reading